Assessment – Contract tab

This section provides a summary of the loan details and the borrower’s information.

Image of the applicants tab

1. Summary

Users can download the loan application summary in PDF or Word format by clicking on the summary icon.

 XBank Summary for Conditional Approval

Summary
Date Analyst Submission:      30/09/2025 Lending Specialist:   Xxxxxx.Xxxxxxx
Mortgagor:               Xxxxxx X Xxxxx
Applicants (incl. age):             xx/xx/xxxx
Referrer:
Security Details
Address:  HYUNDAI ACTIVE Property Type:   7.

Principal Residence:                                              ☒

Investment:                                              9. ☐
Estimated Valuations
CEMV:   $0.00 Discount Applied:           11. Agreed CEMV:  $0.00
Loan Details (LVR using Agreed CEMV)

Priority Mortgagee

(pre-XBank):

Loan Amount:

$17,500.00

LVR:

Infinity%

Current Interest Rate:

9.00 %

Remaining Duration:

5

Priority Mortgagee

(post-XBank):

Loan Amount:

$17,500.00

Reduction Reasons

☐Voluntary

☐Required – Serviceability

☐Required – LVR

LVR:

0.00%

Total Mortgage Debt

Priority Mortgagee (without reduction applied)

Loan Amount

$ 17.

LVR:

% 18.

XBank Loan

(pre XB fees):

 Requested Amount:                                                                    $17,500.00

LVR:

Infinity%

Conforming:

Yes 25.

Expected Duration:

5

XBank Loan

(post XB fees):

Requested Amount:

$17,500.00

LVR:

Infinity%
Combined Loan:

Amount:

$35,000.00

LVR:

Infinity%

Conforming:

29.
Acceptable Priority Deed Obtained at Date of Summary:    30.
Summary Personal Situation: 31.
Requirements & Objectives: NA
Applicant’s Intended XBank Exit Strategy
(include $ amounts):		  – NA
Benefit to Customer of XBank loan 34.
Equifax Credit File: 758
Serviceability N/A

Conforming Loan /

Exceptions:

 37.
Special Conditions: 38.

2. Submit to Documents

Once the loan is approved, the user can submit the loan documents to the solicitors for review and contract generation.

Before submission, the user is prompted to enter the loan details. 

After submission, the customer receives an email prompting them to sign the contract.

 

 

 

Frequenty Asked Questions

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